Buyer Assistance
When buying a home -- whether it's your first, second, or a condo for your college-age child, you're bound to have many questions. For example, how will you find a home that suits your family's specific needs? How much money will you need for a down payment? How are the monthly payments determined?
Sound familiar? If so, you've come to the right place. Begin your journey by discovering the benefits of working with a real estate professional. Types of mortgages, how to apply for a mortgage, and finding a lender are a few other factors you should know about before purchasing your dream home.
While the experience can be filled with ups and downs, if you contact us, we'll put you in touch with a qualified real estate professional who will guide you through the entire process.
The homefinding process typically includes many of the following elements.
Worksheet for finding a home.
The property you buy will be much more than a house; it will be your home. The following questions can help you describe the things thatare most important to you in your ideal home and neighborhood.
Buying Your First Home? Here’s what you need to know...
You’ve made the decision to make one of the largest investments you’ll ever make in your life—buying your first home. You’re excited, but at the same time anxious. Some of the questions you may be asking are: Will I be able to afford the home of my dreams? Do I have enough money for a down payment? Can I get a home inspected before I make an offer?
Does Buying A Fixer-Upper Pay Off? The idea of buying a rundown home, fixing it up, and reselling it for a profit, is thought of by many as a lucrative means to making extra money. But is this really feasible?
Choosing options that add value will pay off at resale... Whether buying a new home or renovating an existing one, you want the upgrades and options you choose to personalize your home. However, if you are looking to recoup some of your investment during resale, you need to know that not all enhancements add value.
Buying a Home, Condo or Townhouse? You Need to Ask About Restrictive Covenants... Homebuyers, especially first-timers, may not think of asking about restrictive covenants. But these potentially life-infringing clauses dictate what can and cannot be done to or on a property. When buyers purchase property governed by restrictive covenants, they consent to conduct their lives in accordance with the provisions.
It is helpful to have an estimate of the costs associated with purchasing a home.
The information that is typically needed when applying for a mortgage.
Buying A Home With Less Than Perfect Credit... Perhaps in recent years, you’ve had financial difficulties that caused you to make a few late payments to creditors or even possibly not pay some bills at all. You may have even had to file for bankruptcy. Now your difficulties are over and you want to buy a home. Will it be possible to get a home loan with a blemished credit history? Although it may be a little harder than if you had A+ credit, the answer is yes.
Should You Get Pre-Qualified or Pre-Approved?... That depends on whom you ask. It seems that definitions can vary from lender to lender and individual to individual.
What Do Title Companies Do?... Title companies provide title insurance services to buyers, sellers, lenders and developers, essentially anyone who has an interest in real estate. Services vary throughout the country, depending on local practices and laws. In many states, title companies handle escrow as well as perform and insure title searches. A title search involves searching public records to ascertain if the seller has the legal right to sell the property. In other states, attorneys conduct title searches.
Financial Assistance Programs for Home Buyers
Discovering the right home should be an exciting event.
I have access to virtually every property for sale in this market, and will show you the homes that best match your requirements.
Buying a Newly Built Home? Here’s Why A Real Estate Professional Should Represent You... It might not seem necessary to involve a real estate professional in a transaction where a buyer can deal directly with a builder. Think again! A buyer’s agent, a real estate professional representing the buyer’s interests, can guide you along the right path, smooth the rough places and help ensure you make a decision you can live with (and in) for many years. Here’s how:
Many details need to be taken care of in order for a home purchase to be completed. It can take 15 - 90 days to complete all the steps involved in a home sale, depending on the complexity of the transaction.
There are several ways to help support a trouble-free home purchase.
Once you have found the right property, the next step is to make a purchase offer to the seller.
Increase the Likelihood of a Seller Accepting Your Offer... A great home in pristine condition may get scooped up hours after being listed. So when competition is fierce, you need to make your offer stand out from your competitors’ offers. To increase the likelihood that a seller accepts your offer, consider adopting one or more of these strategies:
The ABC’s of Closing Costs... You’ve found your dream home, the seller has accepted your offer, your loan has been approved and you’re eager to move into your new home. But before you get the key, there’s one more step—the closing.
Making A Successful Move As The Relocating Partner... Your partner has received the offer of a lifetime, but it is in another town, which means you have to relocate. You’re excited for the opportunity it will bring, but you are also feeling overwhelmed because moving means leaving behind family and friends, and more than likely your job.
You’ve Got The Keys, Now It’s Time To Settle In, Improve, And Maintain... You might not realize it, but qualifying for a home loan, making an offer, and signing documents at the closing are only part of the home ownership process. Once you receive the keys to your new home, there are still steps you need to take before truly calling your house home.
|